Free · 3 minutes · No medical questions
How much of your plan is built on assumptions?
A short financial structure check for employees, contractors and business owners across Alberta, Ontario and British Columbia. You get a Protection Score and a plain-language view of where your income, obligations and continuity plans rely on things nobody has confirmed yet.
- 3 min
- To complete
- 0
- Health questions
- $0
- Cost, no card required
The check
What this measures
- Income continuity. Whether an interruption to earnings has been mapped, including contract, commission and seasonal income.
- Health event costs. The practical household costs of a recovery period — travel, care and maintenance.
- Obligations. What still has to be paid when income changes, and how clearly that is accounted for.
- Retirement and estate. Whether an interruption has been modelled, and whether your will and designations are current.
- Business continuity. For owners: decision authority, key-person dependency, succession funding and overhead.
Vital Shield Risk Advisory is a licensed life insurance advisory practice. This assessment is educational and general in nature. It is not financial, tax or legal advice, does not constitute a recommendation or an offer of insurance, and does not assess insurability. Any coverage is subject to underwriting, policy terms and carrier approval.
Next Step
Schedule Your Free Consultation Today
A structured, no-obligation review of your income, obligations and existing coverage — with clear, plain-language guidance on what actually needs protecting.