Financial Protection & Planning Advisory · Serving Alberta, Ontario & British Columbia
04 · Advisory & coverage · Alberta, Ontario & BC
Life insurance, estate-document support, education savings and wealth considerations shaped around the people and plans that matter to you.
General information only; not tax, legal or investment advice.
Parents, couples, caregivers and families reviewing dependants' needs, estate documents or children's education goals across Alberta, Ontario and BC.
A family may have insurance but outdated beneficiaries, missing documents or no education savings plan. These separate decisions need to work together without assuming a policy covers every need.
Review dependants, debts, existing insurance, beneficiaries and education goals.
Compare life insurance choices and identify documents that need creation or review.
Explore secure digital documentation and RESP options, referring individual legal and investment questions to qualified professionals.
General information only; not tax, legal or investment advice.
Compare a wide choice of term and permanent policies, with customizable coverage and riders where available. Some products offer early-payout or premium-cashback options, subject to eligibility, contract conditions and possible trade-offs.
General information only; not tax, legal or investment advice.
Explore wills, powers of attorney and personal directives through a secure digital platform. Document names, signing requirements and suitability vary by province; complex situations should be reviewed by a lawyer.
General information only; not tax, legal or investment advice.
Review education savings goals, RESP contributions and potential grant eligibility. Limits, withdrawal rules and investment risks apply; growth and grants are not guaranteed.
General information only; not tax, legal or investment advice.
For clients who have built meaningful wealth and want it managed for growth without taking on more risk than their situation calls for. Separate from registered plans like RRSP, TFSA, FHSA and RESP, this reviews portfolio approach, risk level and time horizon with appropriately licensed investment professionals. Returns are never guaranteed.
General information only; not tax, legal or investment advice.
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Critical illness, disability, hospitalization and life protection built around the income your household or business depends on.
Who it’s for: For professionals, families, self-employed people and employees whose plans leave an income gap.
What’s different: Compare definitions and eligible options across a broad range of Canadian insurers and providers.
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Group benefits, HSA/WSA, overhead protection and ownership continuity for solo corporations, employers, startups and established businesses.
Who it’s for: For incorporated professionals, employers with 1–50 staff, founders and owners planning continuity or transition.
What’s different: Compare group, HSA/WSA and business-protection approaches that can scale with the company.
General information only; not tax, legal or investment advice.
Explore protection03
A structured review of retirement, cash flow, debt, registered savings and protection for complex family or business situations.
Who it’s for: For pre-retirees, executives, professionals and owners connecting today's decisions with future income.
What’s different: A numbers-first review that coordinates protection and planning rather than treating each account in isolation.
General information only; not tax, legal or investment advice.
Explore this service05
Plain-language guidance on travel, health and dental coverage, including options for newcomers and people without a complete workplace plan.
Who it’s for: For newcomers, travellers, families, self-employed people and employees with health or dental gaps.
What’s different: Clear eligibility and limitation guidance before you rely on a personal plan or travel policy.
A clearer view of your income, business and planning exposure before you choose a product.
Start my free Risk AssessmentGeneral information only, not individual financial, tax or legal advice. Coverage is subject to underwriting, policy terms and carrier approval.
General information only; not tax, legal or investment advice.
